First Time Home Buyers

One of the Top Reasons to Own a Home

One of the Top Reasons to Own a Home | Simplifying The MarketOne of the benefits of homeownership is that it is a “forced savings plan.” Here’s how it works: You make a mortgage payment each month. Part of that payment is applied to the principal balance of your mortgage. Each month you owe less on the home. The difference between the value of the home and […]

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What Buyers Need to Know About HOAs

What Buyers Need to Know About HOAs | Simplifying The MarketWhen searching for a home, you may end up selecting a property in a community with a Homeowners Association (HOA). Before you buy, it’s important to know how an HOA works and what they mean for you. According to a recent article on realtor.com, “In a nutshell, an HOA helps ensure that your community looks […]

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Things to Avoid After Applying for a Mortgage

Things to Avoid After Applying for a Mortgage | Simplifying The MarketCongratulations! You’ve found a home to buy and have applied for a mortgage! You’re undoubtedly excited about the opportunity to decorate your new home, but before you make any large purchases, move your money around, or make any big-time life changes, consult your loan officer – someone who will be able to tell you how […]

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Things to Avoid After Applying for a Mortgage

Things to Avoid After Applying for a Mortgage | Simplifying The MarketCongratulations! You’ve found a home to buy and have applied for a mortgage! You’re undoubtedly excited about the opportunity to decorate your new home, but before you make any large purchases, move your money around, or make any big-time life changes, consult your loan officer – someone who will be able to tell you how […]

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